Disclaimer

Personal views

This is a personal website. The views and opinions expressed here are my own and belong solely to me. They do not represent those of any people, institutions, or organizations I may or may not be associated with in a professional or personal capacity.

Not investment advice

All content on this site is for informational and educational purposes only. Nothing on this site should be construed as investment advice, a recommendation to buy or sell any security, or as tailored to your personal financial situation. I am not a licensed investment advisor, and I cannot know your individual circumstances, risk tolerance, or goals.

To the extent any information here could be deemed investment-related, it is not specific to the needs of any person. You should consult a qualified financial advisor or professional before making any financial or investment decisions.

Accuracy and liability

I make no representations as to the accuracy, completeness, or timeliness of any information on this site. Content may change without notice. I will not be liable for any errors, omissions, or losses arising from your use of or reliance on this content. All information is provided on an "as is" basis. You are solely responsible for your own choices and actions.

No professional relationship

Use of this website does not create a client, advisory, or professional relationship. Past performance or discussion of strategies is not indicative of future results.